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Government-guaranteed saving schemes include Public Provident Fund (PPF) accounts. It provides a fixed rate of return, which is released every quarter and is currently 7.1%. Under Section 80C of the Income Tax Act, investments up to Rs 1.5 lakh per year are tax-exempt. Additionally, both the annual interest and the maturity sum are tax-free.Your PPF account usually has a 15-year lock-in term. You may, however, remove money from the a…
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