New York is a very crowded state. A car accident in a state like New York will not shock anyone because of the automobile population.
But when you face an accident, it is completely different from hearing news about a car accident that happened somewhere to someone.
When we think about accidents, we often think about injuries or deaths. We never think about the aftermath of an accident. After a car accident, the victim will incur various damages. They need to overcome that. Just imagine the medical bills they are going to deal with.
So, what a victim of a car accident can do to recover from the losses? They can file a personal injury claim. The court will make the insurance company of the defendant compensate your damages.
You might need the help of a car accident lawyer if you do decide to file a claim. An experienced injury lawyer can help you maximize your compensation.
How much compensation you should ask for? You need to know about the losses you incurred to ask for the correct compensation amount. Following are the losses you would incur after a car accident.
You will certainly sustain injuries from accidents. The range of the injury might differ, but you will sustain damage. We all know about the medical costs in the US. If you don’t know, let’s just say not everyone can afford it.
Depending on the injury, the treatment and cost will differ. You need to get treatment and record all the treatments and the medicine you receive. You need to claim the total medical cost you incurred.
Loss of Wages or Income
So, after an accident, you might have to take a break according to your doctor’s advice to heal properly. Likely, you will not be paid for the days you are not working. But you need that money to feed your family. You must add that loss when you claim compensation.
Loss of Future Income
Sometimes, accidents can result in extremely grievous outcomes. It can be permanent paralysis or death. Both of these situations can be quite devastating to deal with. In addition, the paralyzed person cannot earn anymore.
The inability to work or earn can be considered a loss of future income. Without earning, you will not survive for a long time. That is why it is important to calculate the amount you would have earned and ask that too as compensation.
Emotional Pain and Suffering
When claiming damages, you can ask for two types of damages –economic damages and non-economical damages. This is non-economic damage. You are going to be in pain for a long time following an accident. Someone has to pay for your suffering too, right? These are not common knowledge for a victim of a car accident. That is why a lawyer can help you better in these cases. They will know what to ask for.
Loss of Quality of Life
Another important loss you will incur is quality of life. You will not be able to live happily like others if you have incurred any major damages. It is a gut-wrenching feeling not to be able to enjoy life because of someone else’s negligence.
You should not suffer for someone else’s negligence. It is not fair, but it happens. The only way out is to claim compensation. Claiming compensation that is not enough can hurt you badly. So, the amount you ask for should cover your losses. Hire a quality lawyer and file the claim to get the compensation that covers your losses if you have ever been injured in a car accident.